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The USA Water Ski & Wake Sports Club Insurance Program provides Commercial General Liability and Participant Accident coverage for club activities and exposures that fall outside of the insurance coverage provided by USA Water Ski & Wake Sports as part of sanctioning.

This program is NOT intended to eliminate the need to sanction on water activities (such as Club practices, clinics, exhibitions, and tournaments) which are able to be sanctioned through USA Water Ski & Wake Sports.

Program Eligibility Requirements


Program Cost

As shown on the Application form, Program premiums are based upon club membership numbers, equipment exposures and desired limits. A Program Administration Fee of $110 applies in addition to the premium. Premiums will be adjusted on a quarterly pro-rata basis for clubs enrolling for the first time into the NEW program.

Applications & Forms

Waivers

Additional Highlights

- The program provides General Liability and Participant Accident coverage.
- The program’s rates (for club membership and club equipment) vary based upon the General Liability limits selected by the club.  
- The program offers General Liability limit options of $1M each occ./$2M aggregate and a higher limit option of $2M each occ./$4M aggregate. 
- Private lake liability coverage is available, subject to individual underwriting review and approval and additional premium (including a minimum rate per acre). 
- Clubs enrolled in the current program will be given a grace-period until Jan. 31, 2024 to submit their renewal application without a lapse in coverage. 
- New clubs enrolling in the program on or after April 1, 2024 will be eligible for the quarterly pro-rata premium charge for the date of enrollment through the 1/1/2025 expiration date.
- The USA-WSWS Club Insurance Program will renew each year on Jan. 1.