Drone Insurance

Drone Usage Rules and Regulations

Drone Usage Letter of Agreement

Quote A Drone Insurance Policy

USA Water Ski & Wake Sports is pleased to announce a NEW drone liability insurance benefit as part of its sanctioned event insurance program. Subject to the following requirements being met, liability insurance coverage is now provided for claims arising out of the use or operation of unmanned aircraft (drones) during USA-WSWS sanctioned events:

  • FAA Compliance: Drone owners and operators must follow the requirements set forth by the FAA in the Unmanned Aircraft rules: Small UAS rule (14 CFR part 107):
  • Pilot Certification: All pilots operating a Drone during USA-WSWS sanctioned events must comply with the FAA's Small UAS Rule (Part 107) and must obtain and maintain a Remote Pilot Certificate from the FAA. This certificate demonstrates that the pilot understands the regulations, operating requirements, and procedures for safely flying Drones.
  • Drone Weight Limitation: Drones must weigh less than 55 pounds, consistent with FAA regulations listed above.
  • Drone Usage Form: Before usage of any Drone in a USA-WSWS sanctioned event, a Drone Usage Form must be completed and submitted to USA-WSWS headquarters.
  • Minimum Insurance Requirements*: Drone Owners/Operators must provide and maintain at least $1,000,000 of primary aircraft liability insurance for the operation of any Drone during any USA-WSWS sanctioned event, with USA Water Ski & Wake Sports, its sponsors, directors, employees, volunteers, members, clubs, associations, sport disciplines & divisions included as Additional Insureds. Drone Owners/Operators must provide a certificate of insurance confirming compliance with these minimum insurance requirements prior to operation of a Drone at any USA-WSWS sanctioned event. Additional information about individual drone insurance coverage is below.

*The minimum insurance requirements noted above are similar to USA-WSWS boat insurance requirements in that the owner must provide & maintain its own primary insurance coverage.

Optional Drone Insurance for Drone Owners/Operators:

As a benefit to member clubs and individual members who own a drone, USA-WSWS has established an OPTIONAL drone insurance program which satisfies the minimum insurance requirements above for use of a drone during USA-WSWS sanctioned events, while also providing coverage for the ownership, maintenance, use and operation of drones at other times. All drone owners/operators must have individual insurance in order to operate a drone at a USA-WSWS sanctioned event (does not have to be this specific policy but must have a policy that meets the above requirements).

Optional Drone Insurance Program Highlights:

  • Provides drone liability and physical damage coverage (if desired) for the drone owner/operator at USA-WSWS events and for day-to-day usage beyond USA-WSWS events.
  • Meets all of the insurance requirements set forth by USA-WSWS for usage at sanctioned events
  • Annual premiums start at $600  

Click here for more information on drone insurance or to quote a drone insurance policy.

Optional Drone Insurance Coverage (For Drone Owners) FAQs


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